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url: /glossary/subscription.md
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## Subscription

The act by which a policyholder applies for and enters into an insurance contract. It refers to the client-initiated process of requesting coverage and completing the required documentation prior to the issuance of the policy.

Synonyms :

* Application – mainly used in the US market
* Underwriting – incorrect usage: this term refers to the insurer’s internal process of assessing and accepting the risk, not to the policyholder’s act of subscribing