---
url: /features.md
---
# Features

An overview of the core capabilities exposed by the Quarzo Life API — what you can build with each one, and where to find the details.

## 📄 Subscription & Policy Management

Create and manage subscribers, their life-insurance policies, and the compartments and payers attached to them.

[Learn more →](/features/subscription-policy-management)

## 💶 Premium Payments

Collect one-off and recurring premiums, with allocation defined under Self-Invested management.

[Learn more →](/features/premium-payments)

## 🔁 Fund Switching & Rebalancing

Move invested amounts between funds within a compartment, with balanced legs and position-aware validation.

[Learn more →](/features/fund-switching)

## 🧑‍💼 Discretionary Management

Delegate investment decisions to a discretionary manager operating under a mandate and target allocation.

[Learn more →](/features/discretionary-management)

## 🪪 Beneficiary Designation

Define who receives the proceeds of a policy in the event of death, using standard or custom wording.

[Learn more →](/features/beneficiary-designation)

## 🏦 Payers & Personal IBANs

Register the people who fund a policy and the IBANs used to collect their premiums.

[Learn more →](/features/payers-and-ibans)

## ✉️ Email Messaging

Queue transactional and admin-notification emails tied to policy and payment events.

[Learn more →](/features/email-messaging)

## 🔑 Human-Readable IDs

Policies, brokers, subscribers, payers, and payment requests all carry a stable, human-readable identifier alongside their UUID.

[Learn more →](/topics/human-id)

## 📡 Webhooks

Get real-time, signed notifications whenever a resource changes, with automatic retries.

[Learn more →](/topics/webhooks)

## 🗺️ Roadmap

See what we've shipped, what we're building, and what's next.

[View roadmap →](/features/roadmap)